Legacy of Wealth Since 2002
For over two decades, the Barchha family has guided thousands of clients with one constant belief: that great financial advice begins with a genuine understanding of the people you serve.
"A financial advisor's deepest responsibility is not to generate returns — it is to protect the families who trust him."
When families across Rajkot and Gujarat are looking for a trusted financial advisor — someone who understands investments, insurance, and long-term wealth management — they come to Ramkumar H. Barchha.
With over 20 years of experience as a mutual fund advisor and wealth management professional in Rajkot, Ramkumar has helped hundreds of families make confident decisions about their money — from their first SIP investment to succession and estate planning.
A 17-time MDRT qualifier, Café Mutual Top 100 MFD, and RBI-appointed board member, he is one of the most experienced and trusted financial planners in Gujarat. But credentials aside — what his clients value most is that he makes complex financial planning feel simple, personal, and clear.
As founder of Vikalpa Finvest, part of the Ashok Group, Ramkumar has built a financial advisory practice that families across Gujarat have relied on for over two decades — for mutual funds, life insurance, health insurance, tax planning, and generational wealth planning
"The best portfolio is the one built around your actual life — not the market's mood."
Vivek Ramkumar Barchha is the Managing Director of Vikalpa Finvest, part of the Ashok Group, Rajkot — overseeing the firm's operations, client relationships, and business growth across India and globally.
A fourth-generation entrepreneur, Vivek joined Vikalpa Finvest with a clear purpose — to carry forward his family's legacy of trusted financial advisory while building it further for the next generation of investors and families across Gujarat and beyond.
He holds an MBA in Finance from FLAME University, Pune, and a Bachelor of Commerce from Ahmedabad University. A Certified Financial Planner (CFP) and Certified Retirement Goal Planner (CRGP) by the American Academy of Financial Planning, Vivek brings both academic rigour and practical expertise to every client conversation.
His core focus areas include wealth management, mutual fund advisory, retirement planning, and financial awareness — serving individuals, families, HNIs, and NRI clients across Rajkot, Gujarat, and global markets.
As co-founder of Vikalpa Shakti, he is also deeply committed to spreading financial literacy and empowerment across communities in Gujarat.
Guided by one belief — that every person deserves the right financial knowledge to build a secure future — Vivek is the next chapter of Vikalpa Finvest's two-decade legacy of trust.
You rely on us. We rely on expertise and experience.
22 years of trust — one conversation away.